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Motor Insurance

Find the best auto insurance available on the market for your car, two-wheeler or commercial vehicle.

Automobile insurance has become increasingly important with the huge number of cars and motorcycles today, and it is mandatory by law.

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There are two kinds of vehicle insurance: Comprehensive coverage and third party insurance.

Comprehensive coverage is the most inclusive and therefore also more expensive option. It will keep you free from financial responsibility if you cause damage to another vehicle or person and also cover your own expenses in connection with an accident. It also covers things like theft or damages from weather conditions and sometimes items in your car such as the stereo system. The yearly premium depends on the value of your car.

Third party insurance covers you in the event you cause damage to another party and this is the one that is required by law. It does not cover your own car or medical bills, so the premium will be smaller than for comprehensive coverage. The annual cost depends on the engine size of your automobile.

Below is an overview of insurance companies offering motor insurance. You can also buy insurance cover from agents (representing a specific insurance company) or brokers (offering products from all insurers). The Insurance Brokers Association of India has a list of licensed insurance brokers.

Insurance prices are difficult to compare directly as the individual covers often vary a lot. For information about premiums and how to get an insurance quote, please click on the insurer’s name to go to the specific product page at their website.